Execution only

The SmartBond service is restricted to executing customers' orders and issuing Guarantees and Insurance Polices on the information provided by the customer. SmartBond does not give investment advice and is not a Qualified Financial Entity.

Intellectual property

All intellectual property rights related to the form and content of the SmartBond website, including the information, brand names/trademarks, logos and images on it, belong to one or more of the NZ Guarantee Group companies and/or to third parties who have granted a right of use or other right to those companies. Access to the website does not constitute the transfer of any intellectual property rights to you. You are prohibited from copying or using any or all of this website, except in order to use SmartBond products and services.

Disclaimer

We, and all others involved in this site, are not liable for any loss or damage suffered arising from accessing or using this site, or otherwise in connection with this site.

Underwriting

NZ Guarantee Limited is the marketing and distribution agent for SmartBond and Rent Protection Insurance under license by Southsure Assurance Limited. Southsure Assurance Limited is a registered Insurance Company and a majority owned subsidiary of Southland Building Society (SBS Bank).

Changes to SmartBond website

The contents of this website, including this legal statement, are subject to change by us without prior notification and may at times be out-of-date. We have no responsibility for keeping the information in this website up-to-date or any liability for failing to do so.

Territoriality

The products and services mentioned on this site are only available in New Zealand. This site is not to be construed as an offer or advertisement under the laws of any other country. The legality of accessing and using this site outside New Zealand is the responsibility of the user. Unless otherwise stated, all references to dollars are to New Zealand dollars. This site is governed by New Zealand law and all users irrevocably submit to the exclusive jurisdiction of the Courts of New Zealand.

Most SmartBond Information is informative only

We make various information available to customers and prospective customers on or through the SmartBond website ("SmartBond Information"). SmartBond Information is purely informative and is not intended to be relied on. Once you purchase a SmartBond Guarantee or Rent Protection Insurance your relationship with us will be governed by the terms and conditions outlined in the Policy Documents.

Responsibility for SmartBond Information

We are not responsible for any losses you suffer as a result of acting on SmartBond Information, including price information. You may only use SmartBond Information for your own purposes. You may not pass on, duplicate, process or disseminate SmartBond Information. You must follow our instructions on using SmartBond Information.

No responsibility or liability for linked sites

Any sites linked to this site are provided for ease of reference only and are not to be taken as a referral or endorsement by us of those linked sites. We accept no responsibility or liability for those sites. Accessing an external website from the SmartBond website is at your own risk. Using an external website and information downloaded from it may cause loss, including loss of data and computer virus infection. You are subject to the terms and conditions of any external website you enter. Nor are we responsible or liable for websites that provide hyperlinks to the SmartBond website or for the content of such websites.

Liability for external parties

We are not liable for the shortcomings of external parties. However, where you have suffered losses, we will help you as far as is reasonably possible to remedy your losses.